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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

When Social Security Benefits Are Paid By Railroad Retirement

(Posted September 27, 2003)

Question 312: My wife worked and earned enough credits to get a disability pension from Social Security. She has been approved for her Social Security Disability Retirement. I am a vested Railroad worker and I currently get a disability pension form the Railroad Retirement. Will my Disability from the Railroad Retirement affect her Social Security Disability benefit in any way? Also, I heard that she will receive her Social Security Disability check from the Railroad Retirement Board instead of the Social Security Administration, because I was a vested Railroad worker.

Answer: Your Disability benefits from Railroad Retirement will have no affect on your wife's disability benefits from Social Security.

Her Social Security payments will be made by the Railroad Retirement Board because you are entitled to Railroad Retirement. This will ensure that when she becomes entitled to a Spouse Annuity under Railroad Retirement at a future date, it will be correctly reduced by her Social Security benefit, and so her combined payments will be made timely and accurately.

Please see Q&A 29 of this column for more information about combined RRB/SSA payments.

Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.

Copyright 1997-2017 Robert S. Kaufman
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