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Answers are provided by Robert S. Kaufman
Automatic Enrollment for Medicare
(Posted October 26, 2003)
Question 323: I receive a disability benefit from the Railroad Retirement Board. I got a letter recently saying that I will be automatically enrolled in Medicare 2 years after the date my disability benefit started. Will I be automatically enrolled in Part B, or only Part A of Medicare? Will they send me a form to fill out?
Answer: You automatically will be enrolled for both parts of Medicare. Within 3 months of the effective date of Medicare, you will receive a red, white and blue RRB Medicare card showing that you have both Part A and Part B. If you don't want Part B, complete the reverse side of the Medicare card and return it to the RRB. Then they would send you a new Medicare card showing only entitlement to Part A.
You should consider carefully before you decline Part B. It will cost $66.60 a month in 2004 but it provides valuble coverage to help pay for doctor bills.
If you decline it when you first become eligible and later enroll in Part B, you will pay a monthly penality for late enrollment.
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