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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

How To Preserve a "Current Connection" When Leaving Railroad Industry Before Retirement Age?

(Posted November 14, 2003)

Question 333: I will be 57 in May. Either my health or a reduction in management positions probably will result in my leaving railroad employment before 60. How close to 60 must I work in order to keep my "Current Connection"?

Answer: The safest senario is to leave 18 months before you're 60 (when you're 58-1/2) after working for 12 consecutive calendar months. You probably could leave a few months earlier if you are careful about how much you earn in non-railroad work.

Please see Q&A 219 (click) for a complete discussion of "Current Connection" and how post railroad employment and earnings affect it.

Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.

Copyright 1997-2017 Robert S. Kaufman
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