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Answers are provided by Robert S. Kaufman
Self-Employment by Disabled Worker
(Posted December 29, 2003)
Question 354: I'm receiving a disability annuity from Railroad Retirement. Can I set up and run a consulting business without affecting my payments?
Answer: Please see Q&A 300 of this column for a complete discussion of the special work restrictions for disabled workers. These apply before the workers reaches normal retirement age.
If you are planning to start a new work activity, you need to first contact the RRB and fully describe the exact activities you plan to do. The RRB will need this information to review your claim and determine if those activities are compatable with your mental and physical condition. If they are, the financial impact on your benefits will be determined as described in Q&A 300.
Once you start working, the RRB periodically might ask you about your activities. They also might ask you to submit new medical evidence. You will need to keep the RRB fully advised of any changes in your work activities.
Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice
to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the
law to the particular facts of this and similar situations.
The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness
or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.)
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