BenefitsLink > Q&A Columns >
Answers are provided by Robert S. Kaufman
Working After Retirement Could Increase Railroad Retirement
(Posted January 14, 2004)
Question 361: If I get a job after retirement, will my Railroad Retirement benefits increase?
Answer: They could, depending upon how much you earn each year. When you retire, your Tier 1 is computed using the 35 highest years of earnings. By working after you retire, those new earnings can replace one of the original 35 years, if they are higher. Each year the RRB will review the calculations of each retiree's Tier 1 to see if new earnings increase the Tier 1 benefit. If they do, the Tier 1 benefit is adjusted, beginning with January of the following year.
If you are less than 65 when you retire, you could lose some of your benefits though, if your earnings exceed the annual limit for that year.
Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice
to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the
law to the particular facts of this and similar situations.
The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness
or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.)
that occur after the date on which a particular Q&A is posted.
Copyright 1997-2017 Robert S. Kaufman