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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

When Can Younger Spouse Get Benefits?

(Posted February 19, 2004)

Question 382: I am 52 years old. My husband, who is 6 years older, wants to retire at age 60. When he retires, will I qualify for Railroad Retirement too? Also, would we have to pay for my group health insurance through Railroad Retirement because I am younger than retirement age?

Answer: You will not be eligible for Spouse Benefits until you reach 60.

Your husband should ask the railroad about your health insurance coverage and costs after he retires. That would be provided, if at all, by the railroad rather than by Railroad Retirement.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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