BenefitsLink > Q&A Columns >
Answers are provided by Robert S. Kaufman
Wife wWith Older Husband
(Posted March 2, 2004)
Question 395: My husband worked for the railroad and is 2 years older then I am. Can I collect my own Social Security for 2 years and then switch to Railroad Retirement?
Answer: I'm not sure I understand your question. I assume your husband does not have 30 years of rail work. You can draw your own Social Security on a reduced basis at age 62 and hold off filing for your Railroad Retirement Spouse's Benefit until you reach your normal retirement age (65 to 67, depending on when you were born).
Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice
to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the
law to the particular facts of this and similar situations.
The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness
or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.)
that occur after the date on which a particular Q&A is posted.
Copyright 1997-2017 Robert S. Kaufman