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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Problems with Health Insurance

(Posted April 8, 2004)

Question 425: My wife is on total disability. The railroad for which she worked was supposed to give her medical and dental insurance until 12-31-2005. I was supposed to have it until 12-31-2004. Now I find out I do not have coverage. The railroad dropped me in February 2004 without notice, and they say my wife's coverage will end 12-31-2004 instead of 12-31-2005. Can you help?

Answer: I'm sorry that you and your wife have had so much trouble with health insurance coverage. Health insurance coverage from your wife's railroad is not part of the Railroad Retirement program.

If your wife is a member of a railway labor organization, she should ask the local repersenative for assistance in resolving your concerns. She could also contact the railroad's benefits office to get the latest information on your health insurance benefits and what your options are.

Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.

Copyright 1997-2017 Robert S. Kaufman
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