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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Do I Have to File for Social Security Benefits?

(Posted April 8, 2004)

Question 428: I already receive a Spouse benefit from Railroad Retirement. In August I become eligible for unreduced Social Security benefits based on my own earnings. I understand that after my Railroad Retirement is adjusted, my combined Railroad Retirement and Social Security benefits will be exactly the same amount as my Railroad Retirement is now. Am I required to apply for Social Security?

Answer: No, as long as you're sure you won't get any more by filing for Social Security.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


Copyright 1997-2017 Robert S. Kaufman
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