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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Five-Month Waiting Period for Disability Benefits

(Posted April 25, 2004)

Question 437: Is the waiting period for a disability annuity 150 days or 180 days? I have received conflicting information. If my disability onset was December 4, would I begin to receive payments in May or June?

Answer: The waiting period is 5 calendar months after the month in which your disability begins. With a December 4 onset date, the waiting period didn't actually start until January 1. Your disability annuity will begin as of June 1, with the first payment sent on July 1 (covering the month of June).


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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