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Answers are provided by Robert S. Kaufman
Five-Month Waiting Period for Disability Benefits
(Posted April 25, 2004)
Question 437: Is the waiting period for a disability annuity 150 days or 180 days? I have received conflicting information. If my disability onset was December 4, would I begin to receive payments in May or June?
Answer: The waiting period is 5 calendar months after the month in which your disability begins. With a December 4 onset date, the waiting period didn't actually start until January 1. Your disability annuity will begin as of June 1, with the first payment sent on July 1 (covering the month of June).
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