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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Does Disabled Spouse of Rail Worker Qualify?

(Posted June 5, 2004)

Question 460: I am 52 years old. My husband has over 32 years of service credits. I have become disabled. Can I apply for disability through his Railroad Retirement?

Answer: I'm sorry, but neither Railroad Retirement nor Social Security provides benefits for disabled spouses. You will have to wait until your husband retires and you are 60 before you can get a spouse benefit.

If you are insured for your own Social Security benefits (i.e., you have at least 10 years of work history and you have been employed in 5 of the last 10 years), you can file for Disability Insurance Benefits at Social Security.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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