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Does Disabled Spouse of Rail Worker Qualify?
(Posted June 5, 2004)
Question 460: I am 52 years old. My husband has over 32 years of service credits. I have become disabled. Can I apply for disability through his Railroad Retirement?
Answer: I'm sorry, but neither Railroad Retirement nor Social Security provides benefits for disabled spouses. You will have to wait until your husband retires and you are 60 before you can get a spouse benefit.
If you are insured for your own Social Security benefits (i.e., you have at least 10 years of work history and you have been employed in 5 of the last 10 years), you can file for Disability Insurance Benefits at Social Security.
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