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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Retiring At 62

(Posted July 9, 2004)

Question 481: I am 62 years old now; can I retire and receive Railroad Retirement?

Answer: Yes, you should contact the nearest office of the RRB and file an application for a Retirement Annuity. Your benefits will be reduced by about 24% at age 62 (compared to what they would be if you wait until age 65 to start receiving benefits), if you have less than 30 years of rail service.

There is a direct link to the RRB web site at the bottom of this Q&A. Use that to find the RRB District office serving your area.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


Copyright 1997-2017 Robert S. Kaufman
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