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Answers are provided by Robert S. Kaufman
Retiring At 62
(Posted July 9, 2004)
Question 481: I am 62 years old now; can I retire and receive Railroad Retirement?
Answer: Yes, you should contact the nearest office of the RRB and file an application for a Retirement Annuity. Your benefits will be reduced by about 24% at age 62 (compared to what they would be if you wait until age 65 to start receiving benefits), if you have less than 30 years of rail service.
There is a direct link to the RRB web site at the bottom of this Q&A. Use that to find the RRB District office serving your area.
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