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Widow's Benefits Under Railroad Retirement
(Posted July 23, 2004)
Question 490: What benefit does the widow of a vested rail worker receive? The worker had a "current connection" when he died.
Answer: It depends on the widow's age and family status.
If the widow is under 60 when the rail worker dies, the widow can receive monthly benefits if she is caring for a child under 18 or for an older child who is disabled before 22.
A widow under 60 also can receive monthly benefits if she is at least 50 and is disabled for any employment.
If a widow is less than 60 but she does not receive monthly benefits, a lump sum death payment is paid.
Once the widow becomes 60 and has not remarried, she will qualify for a regular Widow Benefit.
Similar benefits are availble to widowers (men).
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