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Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Planning for Retirement at 60

(Posted August 3, 2004)

Question 496: I will be 60 years old and eligible for full Railroad Retirement benefits on August 22, 2004. Can I work during August if I am in the process of applying for retirement?

Answer: Yes, you can work until August 20 and still not lose any benefits. Your 60/30 annuity can begin as early as August 21, the day before your birthday. That's really the date Railroad Retirement considers you to be age 60.

You can file now and get the paperwork going. Then you can sign a short form when you stop working. The local Railroad Retirement Board office can help guide you through the process.

Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.

Copyright 1997-2017 Robert S. Kaufman
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