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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Nationwide Health Plan For Railroad Workers

(Posted December 1, 1997)

Question 5: Is the nationwide health plan for railroad workers connected to Railroad Retirement?

Answer: There are national health and dental insurance programs for railroad workers. They are "private" plans negotiated between the major railroads and the Railway Labor Organizations (unions), and are not connected to the Railroad Retirement System. Most railroad employees and their familes are covered by the insurance plans, although there some exceptions -- other plans cover certain occupations or smaller railroads. You can get information about the national health and dental plans from any of the railroads that subscribe to them.

Railroad Retirement does, however, provide Medicare for those workers and retirees who are 65 or older, and for those under 65 who are permanently disabled.

Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.

Copyright 1997-2017 Robert S. Kaufman
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