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Health Insurance After Retirement
(Posted August 15, 2004)
Question 504: At retirement, does the railroad provide health insurance coverage at a reduced and affordable cost (other than Medicare coverage)?
Answer: Health insurance, except for Medicare, is not part of the Railroad Retirement program.
Some national group insurance benefits have been negogiated by the brotherhoods and the railroads for certain catagories of retired workers, though. For example, there is the Railroad Employees National Early Retirement Major Medical Benefit Plan, which provides health insurance coverage to those who are age 60 with 30 years of service if the individual applies for a railroad retirement annuity while covered under the National Plan for active employees. It is administered by United HealthCare.
To find out what's available to you, check with your brotherhood or ask the human resources department of the railroad.
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