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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Requirements for Divorced Spouse's Benefit

(Posted August 22, 2004)

Question 505: My former husband is retiring from the railroad after more than 30 years. Am I qualified to receive a divorced spouse annuity from Railroad Retirement? At what age can I start getting it?

Answer: If you were married for at least 10 years, and you are not married when you reach 62, you can qualify for a divorced Spouse Annuity at that time.

But the benefit will be reduced by any Social Security benefits you are entitled to receive, so you might receive a small benefit or even nothing at all, depending on how much you get from Social Security.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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