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Excess Earnings Usually Don't Affect Tier 2 or Supplemental Annuity
(Posted December 14, 2004)
Question 534: Will I lose any of the Tier 2 and Supplemental Annuity of my Railroad Retirement if I have enough excess earnings to completely wipe out my Tier 1?
Answer: Excess earnings usually do not affect Tier 2 or the Supplemental Annuity. The exception is when you continue to work for your last nonrailroad employer after retirement. Then special work restrictions apply to Tier 2 and the Supplemental Annuity. You can lose up to half of those benefits; those special restrictions continue even after you reach your normal retirement age.
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