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Answers are provided by Robert S. Kaufman
Widow Remarries Before 60
(Posted May 22, 2005 (revised May 24, 2005))
Question 547: My fiance was married to her now-deceased husband for 12 years. He has been deceased for three years. She and their two children receive benefits until the youngest turns 18. If my fiance and I marry, will she stop receiving benefits due to her remarriage?
Answer: I'm assuming that your fiance is under age 60. Generally, remarriage before 60 ends a widow's entitlement to benefits. The children's benefits will continue until they reach 18 if they are not adopted. If you are receiving either Social Security or Railroad Retirement, your fiance's widow's benefit would continue at a reduced rate.
Your fiance should report her remarriage to the Railroad Retirement Board so her benefits can be terminated timely & the name on her children's payments changed to relect her marriage.
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