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Payment to Spouse After Rail Worker's Death
(Posted August 4, 2005)
Question 553: My husband has over 30 years of railroad service. He will be eligible to retire in 5 years. If he predeceases me after his retirement, will I continue to receive any Railroad Retirement benefits?
Answer: Assuming you are over 60 when you husband dies, you will be immediately eligible for a monthly widow's benefit. The full amount of your Tier 1 and Tier 2 benefits will be the same as what your husband was entitled to receive as a retired worker. Your Tier 1 benefit will be reduced by the amount of any Social Security payments you receive.
A widow(er)'s benefit continues until the death of the widow(er) unless (s)he remarries. Following remarriage, a smaller benefit still might be payable.
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