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Both Husband and Wife Are Rail Workers
(Posted August 27, 2005)
Question 556: I'm currently on full disability. I was born on September 27, 1956. I have 19 years of railroad service.
My husband was born on December 26, 1952. He also works for a railroad. He already has more than 30 years of service. When he reaches 60/30 and retires, will I be eligable for part of his pension? Or do I have to wait until I'm retirement age? (He started in 1973 and I started in 1978.)
Answer: Because your husband's railroad service began before 1975, you both will be entitled to full spouse benefits based on each other's claim.
Because he has more than 30 years of service, you will be entitled to a spouse annuity when you become 60, in September 2016.
Because you have less than 30 years, he will not be entitled to a spouse annuity until you reach 62, in September 2018.
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