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Vested Worker With Less than 30 Years Eligible at 62
(Posted April 5, 2006)
Question 573: I have 166 months of rail service. Can I receive anything at age 62?
Answer: You are vested for Railroad Retirement benefits and you can apply for benefits to begin as early as 62. Those benefits will be reduced for your age and for any separate Social Security benefit you are eligible to receive.
You should contact the District office of the Railroad Retirement Board that serves your area 90 days before you are age 62, in order to file an application for benefits. You will need to submit your birth certificate or other acceptable proof of your age.
To find the RRB office, go the RRB web site at: http://rrb.gov/default.asp
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