BenefitsLink logo
EmployeeBenefitsJobs logo
Featured Jobs

Plan Administrator (Lake Mary FL / Richmond VA / Dallas TX / Los Angeles CA)

Retirement Plan Sales Territory Manager (Irving TX / Telecommute)

Retirement Plan Services Sales Representative (Chambersburg PA)
Free Daily News and Jobs

“BenefitsLink continues to be the most valuable resource we have at the firm.”
-- An attorney subscriber
Get the BenefitsLink appLinkedIn

BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Benefits for Families of Disabled Workers

(Posted May 11, 2006)

Question 579: My husband is 56 and receives a disability annuity from Railroad Retirement. We have a 13 year old child. I'm 45 and do not work.

I know that Social Security would pay benefits to a minor child and to a mother. What does Railroad Retirement provide?

Answer: Railroad Retirement does not provide direct benefits for family members of disabled workers. It does, however, guarantee that total benefits will be at least as much as the family would have received from Social Security.

To be considered for the guaranty, a disabled worker has to meet the requirements for a "Period of Disability" under Social Security.

All Railroad Retirement disability annuitants are evaluated under the Social Security criteria. If a "Period of Disability" is granted, the calculations are "tested" under the Social Security Guaranty formula to see if the inclusion of family members will produce a higher Railroad Retirment monthly rate.

Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.

Copyright 1997-2017 Robert S. Kaufman
Related links:
About Us


Privacy Policy

Post a Job

Advertise in the BenefitsLink Newsletters

Add Your Company to the Directory of Vendors and Software

Submit a News Item, Press Release, Webcast or Conference

Contact Us

Payment Portal

© 2019, Inc.