BenefitsLink > Q&A Columns >
Answers are provided by Robert S. Kaufman
Information About 401(k) Plans
(Posted September 1, 2006)
Question 589: My dad worked for the railroad for 34 years. He just died in August 2006. I need to know about his 401(k).
Answer: Your question about your father's 401(k) is beyond the scope of this column. Railroad Retirement pays monthly benefits to rail workers and their families, and a lump sum death benefit in certain cases. 401(k) plans are not part of the program.
You should contact your father's former railroad, which would have been the employer sponsoring the 401(k) plan. They should be able to provide the information.
Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice
to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the
law to the particular facts of this and similar situations.
The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness
or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.)
that occur after the date on which a particular Q&A is posted.
Copyright 1997-2017 Robert S. Kaufman