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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Estimate Of Widow's Benefit

(Posted November 9, 2006)

Question 611: I'm a disabled rail worker with 25 years of service and a current connection. I am 65 now and get $2,000.00 a month.

If I die, how much will my wife receive as a widow? She is 61 years old and has worked under Social Security for 40 years.

Answer: As a widow, she would receive approximately what you get now, minus any Social Security benefits that she receives. If she is less than her full retirement age, the widow's benefit also would be reduced by some amount depending on her age.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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