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Will Rail Worker's Disability Affect Spouse's Benefits?
(Posted June 29, 2007)
Question 628: I have worked for the railroad for 33 years. I am 53 and my wife is 52. I will have major back surgery in July. I have been told by several people that they are 95% sure that I would probably not get back to work but I could collect a disability benefit. Would this affect my wife's annuity in any way?
Answer: If you are awarded a disability annuity, your wife will still be eligible for a full spouse annuity when she reaches 60.
There is a 5-month waiting period for a disability annuity to start, so you should file an application as soon as you stop working. You can receive Sickness Benefits (a short-term benefit for disability) until your disability annuity begins.
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