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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Rail Worker Has Four Years Of Service

(Posted August 6, 2007)

Question 631: I am 55 with 4 years of service with the railroad. Am I vested and able to draw a retirement at a later date ?

Answer: You need at least 60 months of rail service to be vested for Railroad Retirement benefits. If you do not have the required 60 month minimum service when you file at Social Security, your rail credits will be transferred to Social Security & used to calculate your Social Security benefits.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


Copyright 1997-2017 Robert S. Kaufman
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