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Answers are provided by Robert S. Kaufman
Rail Worker Has Four Years Of Service
(Posted August 6, 2007)
Question 631: I am 55 with 4 years of service with the railroad. Am I vested and able to draw a retirement at a later date ?
Answer: You need at least 60 months of rail service to be vested for Railroad Retirement benefits. If you do not have the required 60 month minimum service when you file at Social Security, your rail credits will be transferred to Social Security & used to calculate your Social Security benefits.
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