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Is There A Difference In Calculating Retirement and Disability Annuities?
(Posted June 3, 2008)
Question 667: I worked for 14 years at the railroad and then worked
elsewhere for 9 years. I began receiving a permanent disability benefit from both Railroad Retirement and from Social Security. I'm 59 now, and I wonder when my disability will switch to regular retirement. Will I receive more in benefits when it changes over to retirement?
Answer: Both your Railroad Retirement and Social Security will convert to regular retirement benefits when you reach your full retirement age. In your case, that will be when you are 66.
The same formulas are used to determine retirement and disability benefits, so there is no rate increase when you become 66.
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