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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Can I receive My Own Social Security If I'm Receiving a Spouse Benefit from Railroad Retirement?

(Posted June 26, 2008)

Question 669: I draw a spouse benefit from my wife's Railroad Retirement. I'm approaching the age of 62. Will I be eligible for my own Social Security benefits, too?

Answer: Your can draw both benefits, but Tier 1 of your spouse benefit will be reduced by what you receive in Social Security.

Your Social Security will likely be paid through the Railroad Retirement Board made in a single combined payment each month.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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