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Answers are provided by Robert S. Kaufman
Dual Benefits for Workers
(Posted April 9, 2009)
Question 699: I will be retiring in 2013. I will have 17 years of railroad
employment and 19 years under Social Security. Which benefit will I receive and how is it determined?
Answer: You are vested under both Railroad Retirement and Social Security.
You can receive a reduced benefit from each system as early as 62.
Tier 1 of your Railroad Retirement benefit will be reduced by the amount of your Social Security benefit.
You will need to apply separately for each benefit, including proof of your age.
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to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the
law to the particular facts of this and similar situations.
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