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When Can Spouse Apply for Annuity?
(Posted September 23, 2009)
Question 728: I worked for the railroad and I am now retired and drawing Railroad Retirement benefits. At what age can my wife file for her benefit?
Answer: If you have 30 or more years of rail service, your wife can apply for a full spouse annuity as early as 60. Otherwise she can apply at 62 for a reduced benefit.
She should contact the Railroad Retirement Board at least 3 months before she is eligible. She will need to submit her birth certificate and your marriage certificate.
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