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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

When Can Spouse Apply for Annuity?

(Posted September 23, 2009)

Question 728: I worked for the railroad and I am now retired and drawing Railroad Retirement benefits. At what age can my wife file for her benefit?

Answer: If you have 30 or more years of rail service, your wife can apply for a full spouse annuity as early as 60. Otherwise she can apply at 62 for a reduced benefit.

She should contact the Railroad Retirement Board at least 3 months before she is eligible. She will need to submit her birth certificate and your marriage certificate.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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