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When A Divorced Spouse Should Delay Taking Social Security
(Posted August 25, 2010)
Question 766: I am a divorced spouse, married for 20 years. If I retire at 62 can I draw Tier 1 and my own Social Security?
Answer: Although you qualify for both benefits at 62, your Divorced Spouse annuity from Railroad Retirement would be reduced by your own Social Security benefit.
It might be to your advantage to take your Divorced Spouse Annuity at 62 but delay taking your Social Security benefit until you reach your full Social Security retirement age.
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