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When Is A Spouse Annuity Payable When Rail Worker Has Less Than 30 Years of Service?
(Posted October 22, 2010)
Question 779: I'm 59. My husband retired on Railroad Retirement Disability with 26 years of rail service. When can I receive a Spouse Annuity?
Answer: You can begin spouse benefits as early as 62 if your husband is at least 62 then.
Your spouse benefits will be reduced for early retirement; you will receive 75% of what you would receive at 66 (your full retirement age).
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