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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

When Is A Spouse Annuity Payable When Rail Worker Has Less Than 30 Years of Service?

(Posted October 22, 2010)

Question 779: I'm 59. My husband retired on Railroad Retirement Disability with 26 years of rail service. When can I receive a Spouse Annuity?

Answer: You can begin spouse benefits as early as 62 if your husband is at least 62 then.

Your spouse benefits will be reduced for early retirement; you will receive 75% of what you would receive at 66 (your full retirement age).


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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