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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Spouse, Age 59, Wants To Know When She Can Begin Receiving Benefits

(Posted December 9, 2010)

Question 782: I am 59. My husband retired at 62 with 27 years of service. When will I be eligible for spouse benefits?

Answer: You will not be eligible for spouse benefits until you reach 62.

The payments will be reduced by 30% because you will be four years from your full retirement age of 66.

Your Tier 1 will also be reduced by any Social Security benefits that you receive.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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