Question 784: My father is 81. He worked for the New York Central in the 1950's. He told us that he may be eligible for a NYC pension which he has never received. Can you help?
Answer: Your father's service with the New York Central was covered by the Railroad Retirement Act. If he had 10 or more years of rail service credits, he would have received an annuity from the Railroad Retirement Board when he retired. If he had less than 10 years with the railroad, his credits would have been used by Social Security in determining his Social Security benefits.
The NYC also had a private supplemental pension plan administered by the railroad. As you are no doubt aware, the NYC and the Pennsylvania Railroad merged in 1968. Later the merged railroad became part of the Conrail system. Finally, Conrail was divided in 1999 between CSX and the Norfolk & Southern. The former NYC portion went to CSX.
At this late date, I would doubt the NYC Pension Plan has survived. But you can contact the CSX to see if they have any information on your father's pension:
CSX Corporate Headquarters
500 Water Street, 15th Floor
Jacksonville FL 32202