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Rail Workers Are Protected From On-The-Job Injury
(Posted December 21, 2010)
Question 786: I'm a railroad engineer. I'm looking for disability insurance besides Railroad Retirement to cover lost time at work for medical problems or some kind of accident.
Answer: You may be aware that as a rail worker, you are covered by the Federal Employers Liability Act (FELA). In case of on-the-job injury, you can bring suit against the railroad to recover lost earnings. You can also receive compensation for "pain and suffering." If you are permanently disabled because of the injury, you can apply for a Disability Annuity from Railroad Retirement.
I do not have any expertise in private insurance policies providing benefits for accidental injuries at work. Therefore, I can not really be of any assistance in this matter.
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