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Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Disabled Worker With More Than 30 Years, Becoming Age 60

(Posted February 1, 2011)

Question 797: If a rail worker with 30+ years of service is on full disability and opts to stay classified as disabled (instead of retiring at 60), at what age can his spouse (who is a year younger) start retirement benefits? Is there a difference in the amount of retirement benefit between 60 and 62?

Answer: There is no difference in rates between a Disability Annuity and a Retirement Annuity.

Because you have more than 30 years of rail service, your wife can receive a full Spouse Annuity at 60. But you must first relinquish any employment rights you have with the railroad before she can receive the annuity.

Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.

Copyright 1997-2017 Robert S. Kaufman
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