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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Rail Worker Entitled To Both Railroad Retirement and Social Security Benfeits

(Posted February 18, 2011)

Question 801: I have 10-1/2 years of railroad service. If I retire at 63 and begin my Railroad Retirement benefit, can I draw Social Security benefits at age 66? Will the RRB still administer my benefits and would Tier II benefits be affected?

Answer: Yes, you can receive Railroad Retirement at 63 and wait until 66 to file for Social Security. This would not affect your Tier 2.

Under current law, the Railroad Retirement Board will pay you both benefits.

The RRB also also enroll your for Medicare at 65.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


Copyright 1997-2017 Robert S. Kaufman
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