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Rail Worker Becomes Vested and Then Loses Rail Job
(Posted March 23, 2011)
Question 807: I started working for a railroad in 2005. By 2010, I had accumulated five years of rail service. I was terminated shortly afterward. How do I file a claim for my retirement benefits?
Answer: You will be eligible for Railroad Retirement at 62.
Unless you become disabled before then, you cannot receive any benefits until you reach age 62.
Three months before your 62nd birthday, you should contact the U.S. Railroad Retirement Board to file an application. Their toll-free phone number is: (877) 772-5772.
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