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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Getting Information On Group Life Insurance Benefits.

(Posted July 7, 2011)

Question 826: A Canadian National retired employee passed away after 40 years of service leaving behind a wife (separated but still married) and 3 children (2 adult and one minor). Supposedly there is a life insurance policy that list the 3 children as beneficiary. How do adult children go about contacting the railroad to follow up on this?

Answer: Group Life Insurance for rail workers is not part of Railroad Retirement but is usually handled by the individual railroads.

Information about death benefits for the individual cited in your question can be obtained by contacting the headquarters of the Canadian National Railway, 935 de La Gauchetrie Street West, Montreal, Quebec H3B 2M9 Canada.

Be sure to include the rail worker's full name, date of birth & death, the occupation and location of his job, United States Social Security Number, and years that he was employed by the railroad.

If the rail worker was survived by a minor child, there also could be Railroad Retirement benefits payable. The parent or guardian of the child should call the toll-free number of the Railroad Retirement Board: (877) 772-5772.

Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.

Copyright 1997-2017 Robert S. Kaufman
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