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Age Reduction When Spouse Is Older Than Rail Worker
(Posted Auugust 2, 2011)
Question 829: I am retired on total disability with more than 10 years of service with a railroad employer. I am 60 years old and my wife is 62. When she turns 66, will she be eligible for 50% of my annuity, or will she have to wait until I would have turned 66?
Answer: When your wife reaches full retirement age at 66, she will be entitled to 50% of your Tier 1 benefit plus 45% of your Tier 2 benefit. There would be no reduction for age in either Tier.
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