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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Medical Insurance After Divorce

(Posted December 10, 2011)

Question 843: Does a former spouse lose medical insurance after divorce?

Answer: Medical insurance can be continued for a former spouse pursuant to rights given by "COBRA," which is a Federal law that requires an employer's health plan to provide coverage for up to 18 months following a divorce, if the full premium amount is paid. The railroad employer is not required to pay the share (if any) of the premium that it ordinarily pays for coverage of a spouse. Under certain conditions, the Federal government will pay part of the former spouse's share.

For more information about COBRA, please contact the Department of Labor. Their toll-free number is (866) 487-2365. Also, a DOL web page containing information about COBRA is http://www.dol.gov/dol/topic/health-plans/cobra.htm (click here).


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


Copyright 1997-2017 Robert S. Kaufman
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