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Medical Insurance After Divorce
(Posted December 10, 2011)
Question 843: Does a former spouse lose medical insurance after divorce?
Answer: Medical insurance can be continued for a former spouse pursuant to rights given by "COBRA," which is a Federal law that requires an employer's health plan to provide coverage for up to 18 months following a divorce, if the full premium amount is paid. The railroad employer is not required to pay the share (if any) of the premium that it ordinarily pays for coverage of a spouse. Under certain conditions, the Federal government will pay part of the former spouse's share.
For more information about COBRA, please contact the Department of Labor. Their toll-free number is (866) 487-2365. Also, a DOL web page containing information about COBRA is http://www.dol.gov/dol/topic/health-plans/cobra.htm (click here).
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