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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Increased Benefits When Disabled Worker Turns 65?

(Posted February 28, 2001)

Question 85: I receive a disability annuity from Railroad Retirement. When I become 65 will I get an increase because I will be eligible for normal retirement benefits? How about Social Security?

Answer: Because a disability annuity is figured in the same way that retirement benefits are, there is no increase in benefits when you become 65. You will continue to receive the same benefits for the rest of your life, adjusted annually for cost-of-living increases.

Regarding Social Security, in most cases filing for Social Security benefits will not increase your total payment amount. You can get an estimate of your benefits from Social Security and then ask the Railroad Retirement Board if it is to your advantage to file for Social Security benefits.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


Copyright 1997-2017 Robert S. Kaufman
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