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Divorced Spouse's Benefits Are Reduced by Certain Teachers' Pensions
(Posted March 17, 2012)
Question 863: My ex-husband worked for railroad for 28 years. We were married 28 years. I am a teacher in Louisiana. Will I get any benefits from Tier I or Tier II when I reach age 62? Neither of us has paid into the Social Security system.
Answer: You could qualify for a Divorced Spouse Annuity at 62.
Because your employment is not covered by Social Security, your annuity will be reduced by 2/3 of your teacher's pension. If that amount is higher than your annuity, you won't receive anything from Railroad Retirement.
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