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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Surviving Divorced Spouse Can Receive Railroad Retirement Benefit

(Posted May 1, 2012)

Question 872: My ex-husband worked for the railroad and starting receiving retirement in 2011. We were married for 24 years. He is not expected to live much longer. I receive Social Security Disability Benefit and I am 63 years old. Am I entitled to any of his pension?

Answer: A Surviving Divorced Spouse Benefit begins as early as 62 on a reduced basis. It also would be reduced by the amount of your Social Security benefit. If your Social Security benefit is higher than the amount your Divorced Spouse benefit would be, you will not receive anything from Railroad Retirement.

You should call the Railroad Retirement Board and ask for an estimate. Their toll-free number is (877) 772-5772.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


Copyright 1997-2017 Robert S. Kaufman
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