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When Disabiled Rail Worker Reaches 62
(Posted July 6, 2012)
Question 884: I was a railroad employee and was injured after 18 years of service. I receive a Disability Annuity from Railroad Retirement. Am I eligible for retirement benefits when I reach age 62?
Answer: Since you are receiving a Disability Annuity from Railroad Retirement, there is no advantage to switch to a Retirement Annuity at 62.
In fact, you would lose money because the Retirement Annuity is reduced at least 30% when it begins at age 62. Your Disability Annuity is not reduced for age.
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to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the
law to the particular facts of this and similar situations.
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