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Answers are provided by Robert S. Kaufman
When Disability Work Restrictions End
(Posted March 21, 2001)
Question 90: My husband retired on disability at 47. He becomes 62 later this year (2001). He would like to work part-time. How much can he now earn without losing any of his Railroad Retirement annuity? Should he wait until 62 to start working?
Answer: A disabled worker continues to be subject to special disability work restrictions until he reaches the month in which he would be entitled to a full (not reduced for age) retirement benefit.
If you husband has 30 or more years of rail work, he would be eligible for a full retirement benefit at 62; with less than 30 years, he would not be eligible until he is 65 and two months (in 2003).
Until the month he becomes eligible for a full retirement benefit, he continues to be required to report any new work activity to the Railroad Retirement Board. The report should include the start date, a complete description of the job duties and the expected monthly and yearly earnings.
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