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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Disabled Widow(er)s Can Receive Reduced Benefits Before 60

(Posted September 15, 2012)

Question 902: I am a 54 year old widow of a railroad employee who died in 1994. Can I get a reduced pension now instead of waiting until I am 60?

Answer: If you are totally disabled for any gainful employment, you can receive a Disabled Widow(er)'s Annuity as early as 50. The benefit is reduced for age.

If you think you might qualify, you should call the Railroad Retirement Board. Their toll-free number is (877) 772-5772.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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