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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Spouse Has to Be Married to Rail Worker for at Least One Year

(Posted November 28, 2012)

Question 929: I'm 64 and drawing Railroad Retirement benefits. I'm not married. If I get married now, is there a time period that has to be met for my wife to be able to draw, and what age can she draw?

Answer: You and your wife must be married for a year before she can receive a Spouse Annuity.

If you have 30 or more years of rail service, she can receive a full annuity at 60. Otherwise, she can receive a reduced annuity at 62.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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