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Answers are provided by Robert S. Kaufman
Earliest Date When Spouse Can Receive Benefits
(Posted December 16, 2012)
Question 933: I am 47. When can I apply for a benefit based on my husband's eligibility for Railroad Retirement benefits?
Answer: If your husband has at least 30 years of rail service, you can receive a full spouse annuity at 60 if he is at least 60. Otherwise, you can receive an annuity at 62, but it will be a reduced amount.
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